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To take out a loan to renovate your home, change your car, go on a trip, buy an apartment, pay off debts or for anything else, you don't need to meet many requirements or present various documentation and proof. Yes, you need to research all the financing conditions well, answer all your questions and compare the market proposals to be able to choose the best credit. See below what you need to take out a loan at Bradesco.
What are Bradesco's loans for Individuals?
At Bradesco you can find the following possibilities to have extra money and carry out your plans without problems:
Special Check to be used only in cases of emergency, or when an inconvenience arises and you do not have money at the moment. Regardless of whether it is always available in your account, it is not recommended to continually use this loan because its rates are high.
Pre-approved loans such as Installment Credit which is pre-approved based on your CPF data, or the Personal Credit Limit which is available taking into account your account movements and your history as a customer, the difference with the previous credit is that as you pay the credit installments, your limit resets and another credit can be requested again. Either of these two have better financing conditions than the Special Check because they are designed for a longer payment period.
Consigned Credit for INSS beneficiaries, employees of private companies and employees of public bodies affiliated with Bradesco.
Bradesco Personal Credit to use without having to indicate what the money will be used for and finance in up to 48 months or the Linked Personal Credit, which is similar to the previous one but is for employees of partner companies and requires the presentation of a letter of authorization to apply for credit. You don't need to be a Bradesco customer to apply for this loan!
Longer plans to finance your property or new car are Credimóvel Bradesco and Credfácil Veículo Bradesco, which allow you to finance up to 60% of the value of the asset you want to purchase. There are also other possibilities related to properties and vehicles in Real Estate Credit and Goods and Services Credit.
If you need a higher credit limit than those available in pre-approved loans, you can take out Flex Credit. This loan option combines the limits of the Special Check, Personal Credit and also your credit card if you want.
IR Advance or 13th Advance for those who want to have the money in hand without having to wait for the month of December.
If you want to attend a seminar or a conference or perform plastic surgery, you can take advantage of loans in the form of Direct Consumer Credit specifically for these cases: CDC Seminars and Congresses and CDC Plastic Surgery.
What loans does Bradesco have for companies?
If you have a company, check out Bradesco's business loans, they are focused on the following areas:
Guided Productive Microcredit
Pre-approved limits on Current Account
Working capital
Anticipation of Receivables of different types
Financing sales and paying suppliers
Credit for the purchase, construction or repair of properties
Solutions for Acquisition of Assets such as vehicles, machines and equipment
Proposals to rely on Bradesco’s guarantee
Credit to boost activities aligned with socio-environmental sustainability
Credit for Agribusiness
Transfers of BNDES programs and credits
Each of these credits includes several different proposals so that your company actually has a credit that allows it to meet its objectives without harming its economy.
Click here and request your Bradesco card and simulate a free loan
