{"id":52995,"date":"2021-09-10T08:09:56","date_gmt":"2021-09-10T11:09:56","guid":{"rendered":"https:\/\/empregoday.xyz\/?p=52995"},"modified":"2021-09-10T08:09:56","modified_gmt":"2021-09-10T11:09:56","slug":"santander-lanca-novo-cartao-com-limite-inicial-de-ate-r-2-00000-para-quem-tem-score-baixo-feito-direto-pelo-app-e-sem-precisar-comprovar-renda","status":"publish","type":"post","link":"https:\/\/empregoday.xyz\/en\/emprego\/santander-lanca-novo-cartao-com-limite-inicial-de-ate-r-2-00000-para-quem-tem-score-baixo-feito-direto-pelo-app-e-sem-precisar-comprovar-renda\/","title":{"rendered":"Santander launches new card with initial limit of up to R$2,000.00 for those with low scores, done directly through the app and without needing to prove income"},"content":{"rendered":"

People with low scores have difficulty obtaining credit in the financial market. This is because the lower the score, the greater the risk of defaulting on the loan. Despite this, Santander has launched a new campaign to provide credit cards to customers with low scores.
\nThe bank has created an internal procedure to make it easier for consumers with low credit scores to obtain credit without bureaucracy. In this case, what counts most is a good relationship with the financial institution. However, only Santander account holders can obtain credit in this modality.<\/p>\n

A new tool assesses the customer's financial history with the bank before releasing the credit card. This makes it possible to safely and risk-freely define the best offer available to the contracting party. For this reason, it is necessary for the interested party to open an account with Santander and build a long-term relationship with the institution.<\/p>\n

What is score?<\/p>\n

The score takes into account the consumer's payment habits to determine whether there is a low or high risk of default. To do this, it analyzes, for example, the history of negative debts and on-time payments of bills. The financial relationship with the company and updated registration data also affect the score.<\/p>\n

The score ranges from zero to one thousand, and the higher the score, the more likely the consumer is to pay their debts. Check it out:<\/p>\n

\u2013 Low score: up to 300 points (high risk of default);<\/p>\n

\u2013 Medium score: between 300 and 700 (medium risk of default);<\/p>\n

\u2013 High score: score above 700 points (low risk of default).<\/p>\n

Therefore, financial institutions usually make it easier to grant loans and cards to those with a higher credit score. With information from the website.<\/p>\n

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 <\/p>","protected":false},"excerpt":{"rendered":"

Quem tem score baixo encontra dificuldades para obter cr\u00e9dito no mercado financeiro. Isso porque quanto menor for a pontua\u00e7\u00e3o, maior o risco de inadimpl\u00eancia do indiv\u00edduo. Apesar disso, o Santander lan\u00e7ou uma nova a\u00e7\u00e3o para liberar cart\u00e3o de cr\u00e9dito para clientes que tem score baixo. O banco criou um procedimento interno para facilitar que os… Read More \u00bbSantander launches new card with initial limit of up to R$2,000.00 for those with low scores, done directly through the app and without needing to prove income<\/span><\/a><\/p>","protected":false},"author":3,"featured_media":52996,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-52995","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-emprego"],"_links":{"self":[{"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/posts\/52995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/comments?post=52995"}],"version-history":[{"count":0,"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/posts\/52995\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/media\/52996"}],"wp:attachment":[{"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/media?parent=52995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/categories?post=52995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/empregoday.xyz\/en\/wp-json\/wp\/v2\/tags?post=52995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}